Is Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ Reef Safe?

Not everywhere. Allowed in 8 of 9 places we track. See why

Allowed: Hawaii
Allowed: Maui County
Allowed: Hawaiʻi County
Allowed: U.S. Virgin Islands
Not allowed: Palau
Allowed: Aruba
Allowed: Guam
Allowed: Northern Mariana Islands
Allowed: Thailand

Mineral-only actives

Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ is allowed under the sunscreen laws of Hawaii statewide, Maui County, Hawaiʻi County (Big Island), the U.S. Virgin Islands, Aruba, Guam, the Northern Mariana Islands and Thailand's national parks, but not in Palau. It uses two mineral UV filters: titanium dioxide 4.5% and zinc oxide 6.5%. It is a broad-spectrum body sunscreen lotion made by Banana Boat (Edgewell Personal Care Brands, LLC) and is water resistant for up to 80 minutes. Its FDA National Drug Code (NDC) is 63354-436.

SPF50

Water resistance80 min

Formatlotion

Typebody

Sizes: 6 fl oz

Where Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ is allowed

Location	Verdict	Why
Palau	Not allowed	Phenoxyethanol: banned by name.
Hawaii (statewide)	Allowed	No restricted ingredients found.
Maui County (Maui, Molokaʻi, Lānaʻi)	Allowed	No restricted ingredients found.
Hawaiʻi County (Big Island)	Allowed	No restricted ingredients found.
U.S. Virgin Islands	Allowed	No restricted ingredients found.
Aruba	Allowed	No restricted ingredients found.
Guam	Allowed	No restricted ingredients found.
Northern Mariana Islands (CNMI)	Allowed	No restricted ingredients found.
Thailand (all national parks)	Allowed	No restricted ingredients found.

Guidance and repealed rules (4)

Mexico: federal marine protected areas (e.g., Isla Mujeres, Punta Cancún & Punta Nizuc)	Meets guidance
Bonaire (Bonaire National Marine Park)	Meets guidance
U.S. National Parks with coral reefs (NPS guidance)	Meets guidance
Key West, Florida	No rule in force

Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ active ingredients

Ingredient	Amount	Type
Titanium Dioxide	4.5%	Mineral
Zinc Oxide	6.5%	Mineral

Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ inactive ingredients

Water, Caprylic/Capric Triglyceride, Isohexadecane, Butyloctyl Salicylate, Octyldodecyl Citrate Crosspolymer, Cetyl PEG/PPG-10/1 Dimethicone, Lauryl PEG-8 Dimethicone, C30-38 Olefin/Isopropyl Maleate/MA Copolymer, Sodium Chloride, Ethylhexyl Methoxycrylene, Dimethicone, Phenoxyethanol, Caprylyl Glycol, PEG-8, Alumina, Glycerin, Sodium Citrate, Tocopheryl Acetate

Highlighted ingredients are regulated somewhere; red ones are restricted in at least one location we track. Dotted ones are listed below.

Fragrance allergens, essential oils and alcohol

None of the 80 fragrance allergens on the EU list appear on this label, and it lists no fragrance, essential oil or drying alcohol.

The EU requires these allergens to be named on cosmetic labels above 0.001% in leave-on products (Regulation 1223/2009, Annex III). They can cause skin reactions in people who are sensitized; they don’t affect whether a sunscreen is legal anywhere we track.

Note: bananaboat.com has no product pages (it links shoppers to Target, Walmart and Amazon), so the Drug Facts (actives and inactive list in label order) were taken from the manufacturer's FDA-filed label on DailyMed; no brand-hosted product image available. FDA SPL set ID dc7913d5-58f2-3077-e053-2a95a90a1627 (label version effective 2024-10-27). FDA NDC listing shows a scheduled marketing end date of 2026-12-01 (being phased out).

Common questions about Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+

Is Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ reef safe?

“Reef safe” isn’t a regulated label claim, so we answer by law instead. It is allowed under the sunscreen laws of Hawaii statewide, Maui County, Hawaiʻi County (Big Island), the U.S. Virgin Islands, Aruba, Guam, the Northern Mariana Islands and Thailand's national parks, but not in Palau. Its only UV filters are minerals, which every law we track permits.

Is Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ legal in Hawaii?

Under Hawaii’s statewide law (Act 104, which bans oxybenzone and octinoxate) it is allowed. In Maui County (Maui, Molokaʻi, Lānaʻi), which allows only mineral sunscreens, it is allowed. In Hawaiʻi County (the Big Island), which has a mineral-only rule for sales, it is allowed. Oʻahu and Kauaʻi have no county rule, so only the statewide law applies there.

Where is Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ not allowed?

Palau: it contains phenoxyethanol, which is not allowed there.

Does Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ contain oxybenzone?

No. It contains neither oxybenzone nor octinoxate, the two chemicals banned under Hawaii’s statewide law.

Is Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ a mineral or chemical sunscreen?

Mineral. Its UV filters are titanium dioxide 4.5% and zinc oxide 6.5%.

Is the zinc oxide in Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ non-nano?

Its Drug Facts ingredient list doesn’t state particle size, and US labels aren’t required to. Many brands make non-nano claims elsewhere on the pack or website. No sunscreen law we track regulates nano particles.

Is Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ water resistant?

Yes, for up to 80 minutes of swimming or sweating, according to its label. Reapply after 80 minutes in the water, immediately after towel drying, and at least every 2 hours.

What is the NDC for Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+?

Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ is listed with the FDA under National Drug Code 63354-436. The NDC identifies this sunscreen on its FDA drug label (DailyMed); package sizes carry longer package NDCs.

Alternatives to Banana Boat Sensitive Mineral Sunscreen Lotion SPF 50+ for Palau

Mineral sunscreens from other brands, allowed in that place, ranked by label: water resistance, SPF 30–50, broad spectrum, no listed fragrance. How we rank